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Comparing Insurance Plans

With such a large market available to suit your needs, discerning the different values of each plan can help you decide what part in your life can benefit from the right life insurance plan. Below you may find the most common plans on the market and how they protect what matters to you.

Compare the following plans to discover your options

PlanPlan LengthHow To Qualify:Eligible Ages:Best Suited For:
Term Life InsuranceIn Terms of 10 to 40 years.Fully underwritten with medical exam.Ages 18 to 75Ideal for covering personal debts, mortgages, and providing an income replacement for a spouse or children.
Term 100 LifeFor Life, Payable to Age 100Fully underwritten with medical exam.Ages 18 to 85For coverage of long-term debt, settling final affairs, and estate management. Lower cost among permanent plans.
Whole Life InsuranceFor Life, May be Paid up in 10 to 20 years.Fully underwritten with medical exam.Ages 0 to 80Flexible investment options let you change your cost and coverage month-to-month, ideal for those with needs that change over time.
Universal Life InsuranceFor Life.Fully underwritten with medical exam.Ages 0 to 80Ideal with estate and wealth management. Perfect for those who want to invest beyond their retirement, given you know your options.
Simplified Life InsuranceEither 10 or 20 years, or for life.No medical exam, just a few health questions.Ages 0 to 80Ideal for those with health or lifestyle issues. Well suited to cover any manner of long term debts, and is issued quicker than a traditional plan.
Guaranteed Issue Life InsuranceFor LifeNo medical exam or health questions. Approval is guaranteed.Ages 40 to 80Coverage up to $25,000 ideal for final affairs and estate fees. Designed for individuals who cannot get insured by another means.

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Why choose Instant Life Insurance?

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  • Products available for ages 0-85