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Term Life Insurance is a simple and affordable life insurance product that can provide you with peace of mind knowing your loved ones are financially secure.

RBC Insurance offers two Term Life Insurance plans:

RBC YourTermth Life Insurance

  • Full selection of term lengths from 10 to 40 years, and anything in between
  • Premiums increase at every renewal date and renewals are yearly after the initial term is complete. Renewal rates are guaranteed
  • Coverage is considered fully paid on the anniversary nearest the insured’s 100th birthday, and coverage continues until death
  • Premiums and coverage are guaranteed for the initial term length, with yearly renewable rates
  • In the first 5 years, and prior to age 70: Exchange a RBC YourTermth 10 to a RBC YourTermth 15, 20, or 30 with no medical exam
  • Option to convert to Term 100 or Universal Life with no medical exam

RBC Simplified Term Life Insurance

  • Up to $1,000,000 in coverage amounts.
  • No medical exams required.
  • Term lengths: 10, 15, 20 or 40 years (and anything in between).
  • 30-day review period.

We work directly with RBC Insurance and are able to provide their latest term life insurance products. To receive a no-obligation quote, please complete a short inquiry form, and we will be happy to assist you.

  • Compare rates from top Canadian providers
  • Insurance products to suit every need
  • Experienced advisors across Canada
  • No medical insurance plans
  • Products available for ages 0-85

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