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Simplified Issue Life Insurance

Simplified Issue Life Insurance takes away the stressful and time consuming process of going through a medical exam and features:

  • No health exam

  • Hassle free, quick application process

  • Comprehensive health questionnaire

  • Coverage usually up to $300,000

There are also Deferred Life Insurance policies which are Simplified Issue polices with much fewer health questions. The coverage; however, is usually limited to $100,000 and there is no payout for the first two years.

An alternative to Simplified Issue Life Insurance is Guaranteed Issue Life Insurance.

We work directly with leading Canadian insurers including BMO, RBC, Sun Life and many more that offer Simplified Issue Life Insurance. To get more information on your life insurance options please complete a short enquiry form and we will be happy to assist you.

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Why choose Instant Life Insurance?

  • Compare rates from top Canadian providers

  • Insurance products to suit every need

  • Experienced advisors across Canada

  • No medical insurance plans

  • Products available for ages 0-85