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With such a large market available to suit your needs, discerning the different values of each plan can help you decide what part in your life can benefit from the right life insurance plan. Below you may find the most common plans on the market and how they protect what matters to you

Compare the following plans to discover your options

Plan

Plan Length

How To Qualify:

Eligible Ages:

Best Suited For:

Plan

Term Life Insurance

Plan Length

In Terms of 10 to 40 years.

How To Qualify:

Fully underwritten with medical exam.

Eligible Ages:

Ages 18 to 75

Best Suited For:

Ideal for covering personal debts, mortgages, and providing an income replacement for a spouse or children.

Plan

Term 100 Life

Plan Length

For Life, Payable to Age 100

How To Qualify:

Fully underwritten with medical exam.

Eligible Ages:

Ages 18 to 85

Best Suited For:

For coverage of long-term debt, settling final affairs, and estate management. Lower cost among permanent plans.

Plan

Whole Life Insurance

Plan Length

For Life, May be Paid up in 10 to 20 years.

How To Qualify:

Fully underwritten with medical exam.

Eligible Ages:

Ages 0 to 80

Best Suited For:

Flexible investment options let you change your cost and coverage month-to-month, ideal for those with needs that change over time.

Plan

Universal Life Insurance

Plan Length

For Life.

How To Qualify:

Fully underwritten with medical exam.

Eligible Ages:

Ages 0 to 80

Best Suited For:

Ideal with estate and wealth management. Perfect for those who want to invest beyond their retirement, given you know your options.

Plan

Simplified Life Insurance

Plan Length

Either 10 or 20 years, or for life.

How To Qualify:

No medical exam, just a few health questions.

Eligible Ages:

Ages 0 to 80

Best Suited For:

Ideal for those with health or lifestyle issues. Well suited to cover any manner of long term debts, and is issued quicker than a traditional plan.

Plan

Guaranteed Issue Life Insurance

Plan Length

For Life

How To Qualify:

No medical exam or health questions. Approval is guaranteed.

Eligible Ages:

Ages 40 to 80

Best Suited For:

Coverage up to $25,000 ideal for final affairs and estate fees. Designed for individuals who cannot get insured by another means.

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  • No medical insurance plans
  • Products available for ages 0-85

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